Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the website at claorova.com and the services provided by Claorova (“Claorova,” “we,” “us,” or “our”), including the Claorova bookkeeping analyzer (together, the “Services”). Please read them carefully.

1. Acceptance of these Terms

By accessing or using the Services, creating an account, or clicking to accept, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not use the Services. If you use the Services on behalf of an organization, you represent that you are authorized to bind that organization to these Terms.

2. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Services. By using the Services, you represent and warrant that you meet these requirements.

3. The Services

Claorova provides digital services, including a tool that reads uploaded bank and credit-card statements and produces categorized transactions, a Profit & Loss, and exportable files. We may add, change, suspend, or discontinue any part of the Services at any time.

4. Accounts and your responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You agree to provide accurate information, to keep it current, and to notify us promptly of any unauthorized use. You are responsible for the data and files you upload and for having the right to upload them.

5. Acceptable use

You agree not to:

• use the Services in violation of any law or the rights of others;
• upload content you do not have the right to use, or that is unlawful or malicious;
• attempt to access, probe, or disrupt the Services or their security;
• reverse engineer, scrape, or resell the Services except as permitted by law;
• misuse the Services in any way that could harm Claorova or other users.

6. Billing, free trial, and auto-renewal

Paid plans are billed through our payment processor, Stripe. The bookkeeping tool is offered with a 7-day free trial that requires a valid payment method up front. Unless you cancel before the end of the 7-day trial, your subscription will automatically convert to the paid monthly plan and your payment method will be charged. The subscription then renews automatically each month at the then-current price until cancelled.

You can cancel at any time to stop future charges; cancellation takes effect at the end of the current billing period and stops the next renewal. You remain responsible for charges already incurred.

7. Refunds

ALL FEES ARE NON-REFUNDABLE, INCLUDING FOR PARTIAL BILLING PERIODS AND REGARDLESS OF USAGE OR RESULTS, EXCEPT WHERE A REFUND IS REQUIRED BY APPLICABLE LAW. Cancelling stops future charges but does not entitle you to a refund of amounts already paid.

8. Price changes

We may change our prices. If we change the price of a subscription you hold, we will give you reasonable advance notice, and the new price will apply to your next billing period. Your continued use after the change takes effect constitutes acceptance of the new price.

9. Disclaimer of warranties (“as is”)

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AND NON-INFRINGEMENT. We do not warrant that the Services will be uninterrupted, error-free, secure, or that any result or output will be accurate or complete.

10. Accuracy of outputs; not professional advice

The transactions, categories, Profit & Loss, and exports produced by the tool are generated by automated and AI systems, are provided for your convenience, and may be incomplete or contain errors. They are NOT tax, accounting, legal, or financial advice. You are solely responsible for reviewing, verifying, and correcting all outputs and for any decision you make or any filing you submit based on them. You should consult a qualified professional before relying on any output. To the maximum extent permitted by applicable law, Claorova is not responsible for any errors in, or reliance on, the outputs.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CLAOROVA AND ITS OWNERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS, ARISING OUT OF OR RELATING TO THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CLAOROVA’S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) USD $100. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

12. Indemnification

To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Claorova and its owners, employees, and suppliers from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Services, your content, your violation of these Terms, or your violation of any law or third-party right.

13. Suspension and termination

We may suspend or terminate your access to the Services at any time, with or without notice, if we believe you have violated these Terms or to protect the Services or other users. You may stop using the Services at any time. Sections that by their nature should survive termination will survive, including Sections 7 and 9 through 16.

14. Governing law; venue

These Terms are governed by the laws of the State of Arizona, USA, without regard to its conflict-of-laws rules. Subject to the arbitration provision below, the exclusive venue for any dispute that is not subject to arbitration is the state or federal courts located in Maricopa County, Arizona, and you consent to their jurisdiction.

15. Arbitration and class-action waiver

To the maximum extent permitted by applicable law, any dispute arising out of or relating to these Terms or the Services will be resolved by binding individual arbitration on an individual basis, not in a class, collective, or representative action. The arbitration will be seated in Maricopa County, Arizona, unless otherwise required by law. You and Claorova waive any right to a jury trial and to participate in a class action. If this class-action waiver is found unenforceable, the remainder of this section will still apply to the extent permitted. Where applicable law gives you a right to opt out of arbitration or to bring a claim in small-claims court, that right is preserved.

16. Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Material changes will be indicated as appropriate. Your continued use of the Services after an update means you accept the revised Terms.

17. Severability; entire agreement; waiver

If any provision of these Terms is held unenforceable, that provision will be limited or severed to the minimum extent necessary, and the remaining provisions will remain in full force. These Terms, together with the Privacy Policy, are the entire agreement between you and Claorova regarding the Services and supersede any prior agreements. Our failure to enforce any provision is not a waiver of it.

18. Contact

Questions about these Terms? Email selsaady@claorova.com.

This document is provided as a template for general information and is not legal advice. Have it reviewed by a qualified attorney before relying on it.